Closing day — the finish line of your home-buying journey! You’ve found your dream home, survived inspections and appraisals, and now it’s time to make it official. Before closing, your lender will send a Closing Disclosure , outlining every cost — loan amount, interest rate, taxes, and fees. Review it carefully to avoid surprises. Bring a certified check or arrange a wire transfer for your closing costs and down payment. The actual signing happens at a title company or atto

A real estate contract can look intimidating, but one section you’ll want to pay close attention to is the contingencies — your built-in safety nets. Contingencies outline conditions that must be met for the sale to go through. The three most common in Cincinnati home purchases are: Financing Contingency — ensures your mortgage is approved before you’re obligated to close. Inspection Contingency — gives you time to assess the property’s condition and request repairs. Appra

So you’ve found “the one” — that perfect home in Hyde Park or Mason — but you’re not the only one eyeing it. In a competitive Cincinnati market, your offer needs to stand out. Start with pre-approval . Sellers want certainty, not guesswork. A pre-approved buyer signals financial strength and seriousness. Next, make your offer clean and clear — minimize contingencies and submit your best price first if competition is tight. Consider adding an escalation clause , which automat